Eighty Percent of Small Claims and Civil Matters Go Uncollected
Small Claims Court » Eighty Percent of Small Claims and Civil Matters Go Uncollected
This is such a familiar story for so many Americans:
- Someone who doesn't pay
- You send them to court
- The court makes a decision to award you
- You never receive any money that is owed to you.
Although the small claim court is set up to allow you to receive money owed to you, that doesn't mean that it isn't going to hard. Civil court offers you simple information on filing wage garnishments, liens, bank garnishments and other ways of getting back what is owed to you that the small claims court awarded to you, but that information will not teach you everything you need to know. So we are left with only a few options:
- Let the debtor win (Never recover your money)
- Spend several weeks trying to figure out how to collect your money yourself
- Call an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Hire a debt collection service
Although debt collection service isn't very difficult to learn once you learn how to do it, the process will save you time and money in the long run. You would think that once the court awards you the judgment, the small claims court would make it less of a hassle for you to recover the funds that are owed to you.
Civil Courts offers brochures to you explaining debtors rights. Try to ask one of the court clerks how you go about finding the debtors bank account information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest and fastest way to get all of the information about the debtor is the process of skip tracing. Part of this process involves pulling a credit report on the debtor, and playing private detective to connect all of the dots in the case. One of the obstacles a debt collector will face is that almost all credit reporting agencies won't let you pull a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will recover your money with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike attorneys who charge a per hour fee, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
Looking for the BEST collection agencies?
Fill out the form above right now to get quotes from up to 5 of the BEST collection agencies in your area!